About Us

Our Mission

Most financial calculators on the web today are bloated, slow to load, and buried under walls of intrusive advertisements and biased product placements. We built CDCalculators.org to provide a refreshing alternative: a lightning-fast, 100% free, and completely ad-free single-page toolkit designed specifically for US retail depositors.

Our goal is to empower you with pure, mathematical clarity so you can make smarter decisions with your hard-earned savings.

Who We Are

CDCalculators.org was founded by Sly Liu, an independent full-stack software engineer and open-source advocate with a deep passion for personal finance. Disturbed by the complexity of calculating Early Withdrawal Penalties (EWP) and mapping out CD Ladders on mainstream corporate financial sites, Sly Liu utilized modern web technologies (Next.js & Tailwind CSS) to build a tool that delivers instant, reactive calculations with zero privacy friction.

Accuracy & Editorial Standards

Financial accuracy is our absolute priority. The mathematical formulas powering our calculators are built strictly upon standard compounding interest frameworks recognized by the Federal Reserve and major US banking institutions.

To ensure our tools remain flawless, all core calculation logic and financial definitions undergo rigorous peer reviews by certified financial professionals and independent open-source contributors before deployment.

We do not collect, store, or sell your personal financial data. Everything runs securely right inside your web browser.